INSURANCE REPORTS

Wind Mitigation

Many homes in Florida are built with wind-damage mitigation features that help protect them from the heavy wind and rain experienced in a hurricane or tropical storm. Homes and businesses with such features may qualify for policy premium discounts by documenting any approved features through a wind mitigation inspection. Wind mitigation inspections:

  • Identify and document mitigation features
  • Identify areas where you can make your home safer and qualify for additional mitigation discounts

Four-point Inspection

A four-point inspection is required for all homeowners, dwelling and mobile home applicants for properties more than 30 years old. A Florida-licensed inspector will check the home’s electrical system, plumbing, heating/cooling system (HVAC) and roof. The inspector must provide the age, type and condition of the wiring, heating and plumbing systems, and roof. Any serious hazards or deficiencies (such as exposed wiring, active leaks or evidence of leaks) should be repaired before an application for coverage is submitted.

Roof Certificates

In the past, traditional roof inspection could be dangerous. Instead of setting up ladders on unstable grounds, We can now do a full inspection safely from the ground in less time. Most of the time roofs that require inspection are not in the best shape so using a drone first to survey the area can prevent injuries and time. We can use drones to work around inaccessible areas that other Inspections would typically exclude.

Insurance Coverage in the Florida Keys

Local insurance coverage, both personal and commercial, offered in the Florida Keys.

Key West Insurance
INSURANCE COVERAGE IN THE KEYS
Established in 1943, we have provided personal and commercial insurance to the people living in the community of the lower keys for over seventy years. Locally owned and operated in the heart of Old Key West, we are an independent insurance agency that is dedicated to building relationships and partnerships with the people of this beautiful area.
Website: https://keywestinsurance.com/ • Phone: 305-294-1096

Southernmost Insurance
RELIABLE INSURANCE COVERAGE FOR THE FLORIDA KEYS!
Established in 1951, we have provided personal and commercial insurance to the citizens of the Lower Keys for over sixty years. Locally owned and operated as an independent insurance agency, we are committed to partnering with the people of this community. Whether you are protecting your Personal Property or Business, our experienced staff will help you with all your insurance needs!
Website: https://southernmostinsurance.com/ • Phone: (305)-296-5052

Diamond Insurance
Providing Personal and Commercial Insurance Coverage in the Florida Keys
Buying a new home or refinancing? Let Diamond help you close with ease. Think you’re paying too much for Wind or Flood? We’ll find the most accurate coverages at the best rates. Worried no one is reviewing or processing your renewals? Our Renewal Department has your back!
Website: https://www.kwdiamond.com/ • Phone: (305)-292-6060

Fullers Insurance
PROTECTING YOUR SLICE OF PARADISE FOR OVER 35 YEARS!
Fullers Insurance has provided home and auto insurance in the Florida Keys and Key West for over 35 years. We are a family owned and operated insurance agency. We pride ourselves on our friendly customer service and support. Monroe County is a unique area that requires special knowledge of rules and regulations that differ from almost everywhere else. That is why it is important to have a local agent who knows you and the community.
Website: http://www.fullersinsurance.com/ • Phone: 305-294-6677

 

United Atlantic Insurance  

United Atlantic Insurance is a full service insurance agency providing coverage to customers across South Florida. United Atlantic Insurance was originally founded in 2015 in Key West, Florida our goal is to serve the personal and commercial insurance alike in South Florida, Florida Keys & Key West. United Atlantic Insurance continues to be a vibrant force building strong relationships with our customers and communities in order to be there when they need us most.

Website: http//www.unitedatlanticinsurance.com/  Phone 305-748-2134